Is secure32.html safe or is this malware?

Purpose of secure32.html:

secure32.html file purpose and description:

This file is an html program (means it is not an executable), but it displays on your computer. This comes from the paytime.exe spyware or virus, and your need to clean your computer to remove this. The actual disk location for this is shown below, but if you delete it then it will reappear, as you need to get rid of the paytime.exe program first. Removal of this is best with a virus checker, since multiple files and registry entries are required to be removed. See the task name for paytime.exe for more info on this. (See the details below for the actual location of this file.)

Actual file or task name: (Note that you can view the entire list here)

File type:
This is an html program.

Where is the file or folder located on my computer?
The actual hard drive location will be at c:\secure32.html

General information:
Be aware that many tasks will be similiar names to existing tasks or processes. You can always view the running tasks on your computer by pressing ctrl-alt-del to view the windows "task manager", and then view the "processes" tab. This will show you all tasks running or currently active on your PC. Although this shows you all running tasks, it does not show dll file thats are loaded, as they get loaded as part of other processes. Many spyware writers attempt to hide their files on your computer, for example, secure32.html may be intentionally misspelled to look like a similiar task, or spyware may be named very similiar to a Windows system task. The reason they do this is so you cannot easily recognize the name in your tasklist as I have mentioned above. Make sure always check the location of the file if you are concerned. You can always find the location of secure32.html on your computer by using your Windows search options, but I will also try to list the file location of every file described on this website, so you can verify the correct location. You can view the entire tasklist directory with the link below.

Jump to the entire processes list here!