How many different credit places are there? ??? Now I just found this below online:
The problem? Some companies that provide cable, electricity, gas, water and phone services aren't going to be looking at your Equifax, TransUnion or Experian credit files.
Instead, they're turning to a credit reporting database called the National Consumer Telecom & Utilities Exchange. Most of us have never heard of this outfit. The company is run by Equifax, but is a separate organization from the Equifax credit bureau itself.
But Kerskie, who works with ID theft victims, said she saw an increase in problems with phony cell phone accounts among people who had already put credit freezes on their files with the major credit bureaus.
Her suggestion: Make sure you check out that report, too. Call 866-349-5185 for the exchange service to request a free copy of the telecom report. To initiate a security freeze on your the telecom and utilities exchange data report, call 866-349-5355